Edward specializes in building wealth for average Canadians by implementing a specialized tax deducting strategy that has been used by the wealthy for many years. The strategy does not require any additional cash outlay above and beyond your current mortgage payment.

Edward's philosophy is: "If you want it, plan on it. Little is achieved without a plan. But with a plan anything is possible!" Edward enjoys fishing, sports and coaching hockey. He lives with his wife Jackie and 3 boys in St. Catharines.

About Bick Financial

Our Mission
Our mission is to build financial security for our clients.

Introduction to Bick Financial Security Corporation
Bick Financial Security Corporation provides financial planning and independent brokerage services. We proudly serve over 4,000 individuals, families and businesses and have over $550 million assets under administration.

The Process:
We use a six-step financial planning process.

Step One: Assessing the Clients Situation
Step Two: Establish Client Goals, Priorities and Concerns
Step Three: Identify Problems and Opportunities
Step Four: Provide Written recommendations and alternative solutions
Step Five: Take Action on Implementation
Step Six: Perform Periodic Reviews, Updates, and Revisions to the Plan

Expected from the Client:
A desire for excellence in managing personal finances and an open mind to new ideas.
A commitment to work with us if you agree with our recommendations.

Confidentiality:
All information stays within the organization. All employees sign a confidentiality agreement when starting, and access to information is restricted.

Organization of Bick Financial:
Our company has a reputation for being made up of competent and caring staff. We are also known for delivering high service levels and using technology and training to do this efficiently.

What Clients can Expect
Each Bick Financial client receives the same service oriented experience. We believe that a truly rewarding relationship requires an understanding from both parties. Our Client Bill of Rights is a document that all of our clients receive; it details the Bick Financial relationship experience.

These three steps usually occur over one to three meetings, with analysis and projections prepared between meetings as required. Once implemented, progress is monitored through periodic reviews.

Detailed Planning:
Our relationship with clients start with a detailed financial plan that outlines where they are today, where they want to go, and how we are going to help them get there.

Range of Advice:
The financial plan discusses the investment, insurance, tax and estate planning aspects for each client. As required, we work closely with professional advisors such as accountants and lawyers. We also tap into our own network of advisors as necessary.

Quality of Advice and Service:
Bick Financial is independent and therefore not tied to anyone's products or service. Clients receive the investments that are right for them.

Our Advisors are highly qualified, with post-graduate degrees and/or professional designations combined with years of experience. We are supported by a dedicated, qualified staff of administrative and client service professionals.

Since financial planning is all we do, we spend a great deal of time with our clients and working on their accounts.

Members of Advocis, Mutual Fund Dealer Association (MFDA), Independent Brokers of Canada (IFB), Principals are members of Institute of Advanced Financial Planning (IAFP), Certified Financial Planners Council(CFP).

Investment Philosophy:
We take a conservative approach, developing diversified portfolios to meet client objectives without undue risk.

Tax Planning:
This is a key aspect of financial planning for most clients. We evaluate the prudent use of registered investments, leverage, labour-sponsored funds and income splitting opportunities.

Performance Reporting:
Cliens receive quarterly portfolio holdings and summaries, presented as clearly as possible.

Monitoring:
Each client's account is monitored regularly to ensure long-term results according to their financial plan. We monitor investments daily, client accounts quarterly, and financial plans annually.

Accessibility:
We make ourselves as accessible as possible. All telephone calls are returned within one business day, either by the Associate or their assistant.

Communication:
Our best client is one who is fully informed. We maintain regular contact through meetings, telephone calls and E-mail. We also provide newsletters, market updates, seminars and other client events. We also maintain a library of books on personal finance which are available for loan to our clients.